{"name":"Credit Scoring API","version":"2.0.0","description":"Afrimark's Credit score","endpoints":{"GET /score/kra-pin/{kra_pin}":"Score a business/debtor by KRA PIN","POST /score/debtor/{debtor_id}":"Score a single debtor","POST /score/batch":"Score multiple debtors","GET /stats/summary":"Portfolio statistics"},"scoring_method":"composite","formula":"20 (if verified) + 0.6*PPS + 0.2*ES","score_range":"0-100","documentation":"/docs"}